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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

New study shows 13% of small business owners worry about workers’ comp fraud and how public perception fuels this fear.

fraud1A recent telephone survey conducted by Employers Holding, Inc. found 13% of small business owners are concerned about workers’ comp fraud. It also found that 21% of small business owners feel unprepared or unsure of their ability to identify workers’ comp fraud.

We find this survey fascinating but hard to take seriously. Accident Fund, one of the nation’s largest workers’ comp insurance carriers, estimates that fraud occurs in just 4% of claims. A 2014 study of the top workers’ comp fraud cases showed employee fraud to be just $450,000 while non-employee fraud cost a staggering $74,876,000.

I would also bet 100% of small business owners worry about the cost of insurance. Be sure to check out our blog post on how small business owners should demand a refund from their insurance companies based upon a 28% drop in Michigan’s pure premium rate.

Insurance companies and corporate interests have spent millions on propaganda to influence the public. Half-truths and misconceptions fuel reform efforts across the country. A survey by Harris Poll found that 37% of Americans believe “most workers’ compensation claims are made by people who don’t want to work.”

A much bigger problem that does not get enough attention is employee misclassification. This is when employees are purposely categorized as independent contractors to avoid workers’ comp law. Taxpayers must pick up the slack through government programs like Medicaid and Medicare.

Premium fraud is another serious issue. This is when a business deliberately misrepresents the number of its employees and the nature of work performed. Business owners who play by the rules end up paying higher insurance premiums and suffer with a competitive disadvantage.

We hope this information gives you something to think about next time someone complains about employees committing workers’ comp fraud.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

2014 Top Ten Workers’ Compensation Fraud Cases

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.