Top 5 misconceptions about workers compensation in Michigan

Michigan work accident lawyer breaks down the top 5 misconceptions surrounding workers compensation.

1. Workers compensation is not welfare. It is a type of insurance that most employers in Michigan are required to purchase by law. It is intended to protect both employer and employee in the event of a work-related accident.

2. Nobody gets rich from workers compensation. Employees gave up the right to sue in civil court in exchange for what are essentially no-fault benefits. Workers compensation pays lost wages, medical care, and vocational rehabilitation. Pain and suffering is not available. The amount of money that a person will receive is approximately 60% of gross pay. There are no increases for inflation and the maximum is $742.00 per week.

3. Workers compensation benefits will be stopped if you decline reasonable employment. You cannot refuse to work if a job is offered within your restrictions. You must also show that your wage loss is related to your injury. If you are not working for any reason other than injury, benefits will be terminated.

4. Workers compensation fraud is extremely low. Accident Fund Insurance Company says it occurs in less than 4% of claims. You will be examined by insurance company doctors and followed by surveillance. Fraud is not a major problem.

5. The vast majority of work accident claims are paid and never go to court. Workers compensation benefits are provided and people get back to work. The idea that someone would stay home and avoid work when they are able is an urban legend. There are some bad actors but these people are few and are quickly discovered.

To speak with one of our workers compensation lawyers, call (855) 221-2667 for a free consultation. There is no fee unless workers compensation benefits are recovered for you.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years.  Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

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