Workers Compensation 101: What is considered a “work accident” in Michigan?

Michigan work accident lawyer talks about the various types of injuries that are covered under workers compensation and how to make a claim for benefits.

Most people have heard of workers compensation and know that it provides benefits to people who are injured in a work accident. However, many are confused as to whether their own injury will be covered.

Some think you need to show a specific accident date to claim benefits. The truth is that there are many different types of work accidents and benefits are available for related disabilities.

More confusion occurs when an employer or insurance company improperly denies benefits for a legitimate work accident claim. Here is some information about the various types of work accidents covered under workers compensation.

Types of work accidents covered in Michigan

Sudden traumatic injuries

The most common work accidents occur as a result of a specific event at work. These types of injuries can happen from lifting a heavy object, twisting a knee, dropping a box on your foot, or from catching a finger in a machine. These are the easiest work accidents to prove but many still get disputed.

Repetitive strain injuries

Repetitive strain injuries typically happen over a period of time. Movements such as lifting, throwing, shoveling, typing, writing, or even clicking a mouse can cause injury over time. Symptoms can include pain, burning, tingling, and numbness.

Psychological disabilities

Sometimes the emotional stress and trauma of work can cause a mental disability like post-traumatic stress disorder, depression, or anxiety. You do not need to suffer an actual physical injury to be covered under workers compensation.

Occupational diseases

Medical problems caused or significantly aggravated by working conditions are also covered under workers compensation. Occupational disease can be caused by exposure to chemicals or other materials at work.  A person may also develop chronic back pain or have trouble breathing because of their work.

How a Michigan work accident lawyer can help

Don’t count on your employer or its insurance company to tell you about your legal rights. Work accidents happen and you must be prepared to fight for your workers compensation benefits. You must make a timely claim for benefits or you could lose out.

Call (855) 221-2667 to speak with an experienced work accident lawyer in Michigan. We offer free telephone advice and there is never a fee unless you are successful with your case.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

Related information:

Injured at work? Advice from a Michigan workers comp lawyer

FAQs about workers compensation to help protect you

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