Why you should come up with a plan for the future and what you can expect from workers compensation.
The majority of injury at work claims are resolved with little or no controversy. The insurance company pays medical bills and the employee quickly returns to his or her job.
More serious injuries can be a different story. You might find that your life has changed forever and returning to your job is simply not an option.
We understand the stress and confusion that comes from a work accident. Planning for the future might be the last thing on your mind. Here are some issues that you should consider.
Maximum Medical Improvement
Maximum medical improvement (MMI) is a great time to start thinking about resolution of your claim. This is when you reach a healing plateau and no improvement can be expected from additional medical treatment. MMI does not mean that your symptoms go away or that your entitlement to wage loss benefits ends.
Most of our clients are not totally disabled and can do some work activities. The problem is finding a new job that will accommodate their restrictions. Vocational rehabilitation is a great way to help transition to a new career. You can use this for college or retraining.
Many of our clients choose to settle their claims for a lump sum payout. This is when future workers compensation benefits are traded for a cash payment. Settlement is an attractive option because it allows you the freedom to do medical and vocational rehabilitation on your own terms.
It is important to have a plan for the future. Don’t count on workers compensation paying forever as most claims are eventually disputed.
Some people want to start their own business while others just want to find a new job within their restrictions. We can help!
Call (855) 221-2667 to speak with one of our workers compensation lawyers in Michigan. We offer free telephone advice and your call is always confidential.
– Alex Berman is the founder of Michigan Workers Comp Lawyers. Hes been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.
– Photo courtesy of Creative Commons, by Kyle Whitney.