Mistakes that should be avoided when navigating Michigan’s workers comp system.
Navigating the workers comp system can be very challenging. Most people have never considered what happens after a workplace accident.
We understand the stress and confusion. Planning for the future might be the last thing on your mind.
Here are some common mistakes that can be easily avoided.
1. Not understanding legal rights
Individuals who are hurt-at-work get three important benefits. They include payment for lost wages, medical treatment, and vocational rehabilitation. Trouble happens when you don’t understand how these benefits are supposed to be paid.
For example, wage loss benefits should be calculated using actual salary information and not an estimate. Medical treatment includes payment for attendant care to compensate family members for helping with activities of daily living. Vocational rehabilitation can be used to pay for college education.
2. Not seeking appropriate medical care
We have seen countless numbers of clients who are told by employer clinics that their problems are subjective and there is nothing wrong with them. They are diagnosed with strains and sprains when in fact it is more serious. Michigan law allows a person to select his or her own doctor after 28. Having a doctor on your side is critical to getting better and winning your case.
3. Not thinking about the future
Don’t count on workers comp paying forever because most claims are eventually disputed. Start planning for the future so you are prepared.
Some people are ready to retire and just want to apply for Social Security Disability. Others want to return to work but can’t find a job within their restrictions.
Settlement is an attractive option because it lets you trade future benefits for a cash payment. This allows you to do your own medical and vocational rehabilitation without interference from the insurance company.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.
Photo courtesy of Creative Commons, by john.schultz.