Worst Insurance Companies List (2016 Edition)

Insurers with a high percentage of disputed workers’ compensation claims earn our worst insurance company designation.

Michigan law permits an insurance company to dispute payment of workers’ compensation benefits anytime in the claim process. This means weekly checks and medical treatment can be stopped without warning.

Our clients feel blindsided when they get a Notice of Dispute in the mail. The reasons are not always clear and litigation is frequently necessary.

But what happens to those people who do not hire a lawyer? Here are some worrying statistics to consider.

2015 Notice of Dispute Report

The Notice of Dispute Report published by the State of Michigan shows the number of claims that were initially voluntarily paid and then later disputed.

Excluded are claims in which an Application for Mediation or Hearing (Form 104A or 104C) were filed. Meaning these disputed claims were never challenged in court.

The average for all insurance companies in Michigan was 8.1% for 2015. However, some insurance companies have dispute rates exceeding 20%.

Higher than average number of disputes (with more than 15 total claims)

CITIZENS INSURANCE COMPANY OF AMERICA (29.2%)

FARM BUREAU GENERAL INSURANCE COMPANY (36.3%)

FARM BUREAU MUTUAL INSURANCE CO OF MICHIGAN (38.1%)

FARMINGTON CASUALTY COMPANY (22.7%)

HARTFORD FIRE INSURANCE COMPANY (26.2%)

HARTFORD UNDERWRITERS INSURANCE COMPANY (23.1%)

NORGUARD INSURANCE COMPANY (50.0%)

PENNSYLVANIA MANUFACTURERS ASSN. INSURANCE CO (20.8%)

TRUMBULL INSURANCE COMPANY (23.1%)

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

WCA: 2015 Notice of Dispute Report

Photo courtesy of Creative Commons, by Tax Credits.

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