Workers’ compensation benefits are only available to those individuals who know their legal rights.
This blog post has been inspired by r/LifeProTips on Reddit. A Life Pro Tip (or LPT) is a tip that improves life for you and those around you in a specific and significant way.
We thought it would be fun to apply this concept to Michigan workers’ compensation. Here are some life pro tips that can help your own situation.
LPT: All medical treatment is covered under workers’ compensation. You should not have to pay any deductibles or co-pays. Watch out for employers who just want you to use health insurance for medical treatment.
LPT: Keep track of time family members spend helping with activities of daily living. They can get paid up to 56 hours per week for providing you with attendant care services.
LPT: Always check insurance company math when getting lost wages. You should be paid 80% of your after-tax average weekly wage. This includes overtime and premium pay!
LPT: You have the right to select your own doctor after 28 days. Make sure to have a doctor on your side if benefits are cut-off.
LPT: Home modifications should be provided if you have a permanent disability. This includes a new kitchen or bathroom. Hallways and doors must also be widened. Sometimes ramps and elevators must be installed. You can ask for a new house to be purchased if it turns out to be cheaper option.
LPT: You will always get a higher settlement amount with a strong advocate on your side. Attorney fees are only 10% if benefits are currently being paid. Don’t get locked into an unfair amount by negotiating on your own.
LPT: A workers’ compensation settlement can be spread out over your projected life expectancy. This can actually increase the amount of money you receive from Social Security Disability because you avoid any offset.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.