Why does the insurance company care about my accident from 15 years ago?

Warning about pre-existing conditions and how to protect your legal rights under workers’ compensation in Michigan.

Our attorneys hate seeing bad things happen to good people. Unfortunately, this is common with workers’ compensation. Insurance companies look for any excuse to fight a claim and this results in economic hardship. We see people lose their homes and not be able to put food on the table.

The most common reason for a dispute is a pre-existing condition. It does not matter if a person was pain free before or could do their regular job without a problem. Responsibility for current symptoms suddenly falls back to old trauma and/or degenerative arthritis.

Insurance companies will go on fishing expeditions looking for past accidents to blame. We have seen denials based upon medical that is over a decade old! Some of these people had not even sought treatment for years.

It is also common for our clients to be sent to an independent medical examination (IME). These doctors are handpicked by the insurance company and are biased. Some of these doctors make millions writing reports and testifying against people in court.

The best way to protect your legal rights under workers’ compensation is by hiring a lawyer. He or she can file an Application for Mediation or Hearing challenging the biased medical opinion.

It is also important to have a treating doctor on your side who will support the workers’ compensation claim. Medical evidence will need to show an underlying change of pathology.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

Related information:

How to get ready for an independent medical examination (IME)

Photo courtesy of Creative Commons, by free pictures of money.

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