Michigan lawyer explains all responsible parties for a work related vehicle crash
We frequently represent employees hurt in work-related car accidents. They are driving for their jobs and something unexpected occurs. It does not matter if they are professional drivers or just running an errand for their boss. These individuals have a right to medical bills and lost wages under workers’ compensation. Multiple insurance companies show up but who is responsible for payment? Here are some items that employees need to know about work related car accidents and who is responsible for payment in Michigan.
Employees hurt while driving are entitled to workers’ compensation benefits from their employer. They are also entitled to no-fault benefits (PIP) from auto insurance. It is also possible to file a third-party lawsuit against the at-fault driver and seek additional damages for pain and suffering. There are many remedies available so check with an experienced attorney so noting is missed.
Is workers’ comp responsible for work related car accidents?
In Michigan, workers’ comp is responsible for employees injured in work-related car accidents regardless of fault. Benefits include medical treatment (bills should be paid 100% without any co-pays or deductibles), lost wages (based upon 80% of their after-tax average weekly wage), and vocational rehabilitation.
Going to or coming home from work is usually not covered under workers’ compensation unless an employee was on a special mission for the employer. Another exception to this general rule would be if the employer paid for mileage or vehicle costs. We recommend speaking with a lawyer to make sure that workers’ compensation benefits are paid.
Is the auto insurance company responsible for work related car accidents?
In Michigan, employees injured in work related car accidents can hold the auto insurance company responsible by making a claim that will pay for additional medical benefits (i.e. replacement services). Extra money is paid for lost wages, so the total combined amount equals 85% of wages, for a maximum of 3 years.
Watch out for insurance companies who refuse to pay no-fault accident claims stating that workers’ compensation is primary. No-fault can be made to pay when workers’ compensation has disputed a claim. We have seen disabled employees leave money on the table because they failed to report a car accident to their auto insurance company.
Are drivers who caused the work related car accidents responsible?
In Michigan, negligent drivers who cause work related car accidents can also be held responsible for injuries by suing them for additional damages in a civil lawsuit. This includes money for pain and suffering. Payment would be in addition to any workers’ compensation or no-fault benefits received.
Lawsuits for pain and suffering damages after a car accident can be much more valuable than workers’ compensation or no-fault benefits. This applies to both drivers and passengers who were hurt. It is critical to speak with an attorney to make sure all avenues of recovery have been explored.
Watch Out For Insurance Companies
Watch out for insurance companies who attempt to recoup workers’ compensation benefits from the auto accident lawsuit. Special rules prohibit reimbursement for medical payments or the first three years of lost wages. Make sure to check with a lawyer before paying any money back to the insurance company.
Need help with your claim? Call our attorneys now for a free consultation!
In Michigan, work related car accidents can be devastating and it is important you know your legal rights so you can hold all accountable parties responsible for your injuries. If you or a loved one was injured in a work related vehicle and you have questions about your claim, call now (855) 221-2667 or fill out our contact form for a free consultation with an experienced workers’ comp lawyer. There is absolutely no cost or obligation. We’re here for you.
For more than 40 years, our lawyers have been helping people like you who have suffered from work-related injuries in Michigan. We understand the physical, emotional, and psychological hardships you are experiencing from your accident. We also have the skill, experience, and know-how to protect you and get you the best possible payout amount for your case.
To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.
Remember, every work injury claim is different and must be negotiated on its own merits. Do not accept any payout amount without fully understanding your legal rights.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.
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