Michigan attorney explains how to get medical treatment when workers’ comp has denied your MRI.
Has workers’ comp denied your MRI? We believe the most important benefit is access to medical care. Employers must pay for all reasonable and necessary medical care when a person gets hurt on-the-job. It does not matter who was at fault provided the accident occurred at work.
Employees have the legal right to select their own doctors after 28 days from the start of medical care. Unfortunately, some insurance companies only authorize medical care with their providers. This is done to control costs and to manipulate work restrictions.
Employer clinics do not usually perform expensive testing or make referrals to specialists until after an unreasonable amount of time has passed. Workers’ comp will not approve an MRI despite it being the gold standard for diagnosing a serious problem.
We frequently see people with significant injuries who have been refused basic medical care. They are diagnosed with sprains and told to go back to work. When they finally see a doctor of their choosing, the workers’ comp insurance carrier refuses to pay.
Magnetic resonance imaging (MRI) uses magnetic fields and radio waves to create detailed images of the organs, tissues, and skeletal system. It is a great way to find out if there is a more serious problem after a workplace accident. Here is what you need to know when workers’ comp has denied medical treatment.
Options To Explore If Workers’ Comp Denied MRI
Health Insurance
Most health insurance companies will pay disputed medical bills including a workers’ comp denied MRI scan. This allows an employee to get medical care while their workers’ comp claim is pending. Reimbursement from any settlement or award is usually necessary.
Being proactive and using health insurance ensures medical treatment continues. An experienced lawyer can negotiate with the health insurance company to reduce any payback. Copays and deductibles can also be recouped in a workers’ comp case.
Government Programs
If workers’ comp has denied your MRI or other treatment, individuals should explore government programs such as Medicaid or Medicare. These are state and federal programs that cover medical expenses. Reimbursement will be necessary if money is later obtained from the workers’ comp insurance carrier.
Disabled employees should also explore their local community for free health clinics and other low-cost options. While they might not get all the medical care needed, it is a way to get relief and document the workplace injury with an MRI.
Cash Payments
Our experience shows that some medical providers will see people on a cash only basis and charge significantly less because no insurance is available. This money can be recouped in a lawsuit against the workers’ comp insurance carrier.
Some facilities will also run a tab and let a person get medical care pending the outcome of their workers’ comp case. This is a great way to find out what is truly wrong if workers’ comp has denied your MRI. We recommend speaking with a workers’ comp lawyer before agreeing to any financial arrangements.
Injured on the job in Michigan and workers’ comp has denied your MRI? Call our attorneys now for a free consultation!
If you were injured on the job in Michigan and workers’ comp has denied your MRI and have questions about your claim, call now (855) 221-2667 or fill out our contact form for a free consultation to speak with one of our experienced attorneys. There is absolutely no cost or obligation. We’re here for you.
For more than 40 years, our lawyers have been helping people like you who have suffered from work-related injuries in Michigan. We understand the physical, emotional, and psychological hardships you are experiencing from your accident. We also have the skill, experience, and know-how to protect you and get you the best possible payout amount for your case.
To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.
Remember, every work injury claim is different and must be negotiated on its own merits. Do not accept any payout amount without fully understanding your legal rights.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.
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