Lawyer explains medical benefits under workers’ compensation and discusses how much an MRI will cost in Michigan and what should be charged.
It can feel overwhelming dealing with employers, insurance companies, and medical providers. Our job as workers’ compensation lawyers is to educate and protect disabled employees. Many of our clients wonder how much an MRI will cost in Michigan and wonder if there will be any copayments or deductibles owed. Unpaid medical bills can interfere with treatment and cause undue stress. Here are some tips on getting a correct diagnosis and medical bills paid.
Michigan workers’ comp and medical treatment
Medical treatment is one of the most important benefits under workers’ compensation. Employees hurt on-the-job are supposed to receive all reasonable and necessary medical care without any copayments or deductibles being owed. This includes emergency room visits, doctor appointments, diagnostic testing, hospital stays, prescription medications, physical therapy, epidural injections, durable medical equipment, and surgery. Even attendant care should be covered if family members are helping with activities of daily living.
Unfortunately, not every claim goes smoothly under workers’ compensation. This is especially true for employees who have preexisting arthritis or some other condition. Insurance companies use this fact to dispute payment of workers’ compensation benefits. Diagnoses like stenosis and degenerative disc disease are used to say a medical condition is not work-related.
The truth is that almost everyone develops some arthritis as they get older. MRI is the gold standard for diagnostic testing. It can be used in conjunction with a physical examination to make a diagnosis. It is then up to the doctor to say whether a change of underlying pathology occurred and if it is work-related.
How much does an MRI cost in Michigan?
That is going to depend on the facility and what test has been ordered by the doctor. All medical procedures are subject to a state-wide fee schedule and the cost of an MRI in Michigan is typically less than $1,000.00. Price transparency is required under federal law and most facilities will have costs on their website. Look around and see who can provide the scan at the best price.
Workers’ compensation insurance pays much lower rates. We recommend asking the facility if they would honor this lower pricing. Cash payers are often giving steep discounts. In Michigan, it is also possible to get the cost of the MRI scan on credit if you sign a reimbursement agreement and have a lawyer who is pursuing a workers’ compensation case.
What if my workers’ comp claim is disputed?
Most health insurance companies, including Medicaid and Medicare, will pay disputed medical bills. Reimbursement is typically required if a person later receives a workers’ compensation settlement. Out-of-pocket medical expenses for copayments and deductibles can also be recouped.
Injured on the job in Michigan and have questions about your workers’ comp claim and if the cost of your MRI will be covered? Call our workers’ comp lawyers now for a free consultation!
If you were injured on the job in Michigan and need an MRI and you have questions on how much it cost and it will be covered by workers’ comp, call now (855) 221-2667 or fill out our contact form for a free consultation with an experienced workers’ comp lawyer. There is absolutely no cost or obligation. We’re here for you.
For more than 40 years, our lawyers have been helping people like you who have suffered from on the job injuries in Michigan. We understand the physical, emotional, and psychological hardships you are experiencing from your accident. We also have the skill, experience, and know-how to protect you and get you the best possible payout amount for your case.
To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.
Remember, every claim is different and must be negotiated on its own merits. Do not accept any payout amount without fully understanding your legal rights.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.
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