Workers’ Comp Medical Settlement Explained

Call now for a free consultation
Available 24/7

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.
Workers’ Comp Medical Settlement Explained

Michigan lawyer explains a workers’ comp medical settlement and how to get the most money possible.

Many of our clients want to settle their on-the-job injury claims. This is a great option for a person who wants to give up their job and move on with their life. It allows them freedom to get medical treatment and vocational rehabilitation without delay or interference. Here is what everyone should know about a workers’ comp medical settlement and how to get the most money possible for a claim.

Employees hurt on-the-job are entitled to benefits regardless of fault. This includes payment of all reasonable and necessary medical treatment without any copayments or deductibles being owed. Coverage for medical treatment begins from the very moment an employee starts working for an employer.

Medical treatment includes payments for ambulance services, emergency room visits, hospital stays, doctor appointments, prescription medication, physical therapy, mileage, attendant care, durable medical equipment, and surgery. Even vehicle and home modifications are available under appropriate circumstances. Medical treatment is a lifetime benefit.

How much is paid for settlement?

How much is paid for a workers’ comp medical settlement depends upon individual needs. We recommend speaking with a medical professional about future care to get an estimate. This information can be used to increase settlement value when negotiating with the insurance company.

According to the Michigan Workers’ Disability Compensation Agency, the average settlement in 2023 for a work-related injury was $55,866.00. An experienced work injury lawyer can develop medical evidence to justify why the insurance company should pay more.

The lump sum payout given to you from workers’ comp can be used for any purpose including medical treatment, vocational rehabilitation, paying off debt, or just retirement. Settlement money is income tax free.

Many people also transition to Social Security disability benefits and Medicare. Settlement can be allocated so it will not impact these benefits.

Be careful negotiating settlement on your own

Be careful when negotiating a workers’ comp medical settlement. It is possible that settlement could impact other benefits. For example, Medicare is considered a secondary payer, and its interests must be considered, or it might not cover items in the future. Settlement money should be used to establish a Medicare Set-Aside (MSA) when appropriate. Watch out for insurance companies who try to game the system and submit an MSA with too low a number. If CMS accepts this low figure, a person could be stuck with it forever. There are also items that Medicare will not cover, and this must be considered in the workers’ comp medical settlement.

Insurance companies also use dirty tricks such as independent medical examinations to cut off medical payments. This forces people to use their own money to get medical treatment. Some people are financially ruined by unpaid medical bills. Individuals who use their private health insurance are in for a rude awakening when they find out that money from a workers’ comp medical settlement must be used to reimburse these entities. We recommend speaking with an experienced work injury lawyer before settlement negotiations begin to protect legal rights.

Attorney fees are capped at 15% when benefits are being paid without dispute. Attorney fees are 20% of the first $100,000 and 15% on the remainder when there is litigation. We don’t get paid unless you do!

Injured on the job in Michigan and have questions about a workers’ comp medical settlement? Call our attorneys now for a free consultation

If you were injured on the job in Michigan and have questions about a workers’ comp medical settlement, call now (855) 221-2667 or fill out our contact form for a free consultation with an experienced workers’ comp lawyer. There is absolutely no cost or obligation. We’re here for you.

For more than 40 years, our lawyers have been helping people like you who have suffered from on the job injuries in Michigan. We understand the physical, emotional, and psychological hardships you are experiencing from your accident. We also have the skill, experience, and know-how to protect you and get you the best possible payout amount for your case.

To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.

Remember, every work injury claim and settlement is different and must be negotiated on its own merits. Do not accept any payout amount without fully understanding your legal rights.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.

Related information:

Medical Only Workers’ Comp Claim In Michigan: What You Need To Know

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

Related Blog Posts

Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.