How Much Does Workers’ Comp Pay For An On The Job Injury?

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How Much Does Workers' Comp Pay For An On The Job Injury?

Michigan workers’ comp lawyer explains the average weekly wage and how to calculate the weekly rate.

We understand the stress and worry that goes along with a workplace accident. How much does workers’ comp pay? What happens if I cannot return to my job? These are important questions, and the answers are not always easy. Michigan workers’ comp pays based upon what an employee was earning before getting hurt. Here is some information that every disabled employee should know about their benefits.

How much does workers’ comp pay in Michigan?

In Michigan, workers’ comp pays employees hurt on the job 80% of their after-tax average weekly wage. This is calculated using the highest 39 weeks out of 52. Overtime, discontinued fringe benefits, and second jobs should be included. Tables published by the WDCA give the weekly rate. A good rule of thumb is 60% of gross pay.

Watch out for insurance companies that simply estimate the average weekly wage using an employee’s hourly rate. Actual wage records from the employer should be used to calculate the exact amount. Insurance companies frequently make this error, and it is never in an employee’s favor. We have seen people lose out on hundreds of dollars each week because they did not double-check the math.

Insurance companies can use post-injury wage-earning capacity (PIWEC) to reduce payments. This happens when a so-called “vocational expert” says a job is available despite a person being unable to find employment. Phantom wages are then used to reduce what is paid. These vocational assessments are not fair and should be challenged. Speak with an experienced workers’ comp lawyer if this happens to you.

What happens if I cannot return to my job?

Individuals on workers’ comp can trade weekly checks for a lump sum settlement. This is an attractive option for people who cannot return to their jobs and want to move on with their lives. Money can be used for any purpose, including additional medical treatment, job search efforts, starting a business, paying off debt, or retirement. Settlement is income tax free.

Determining what Michigan workers’ comp is going to pay for your settlement is going to be calculated based upon insurance company exposure. This is the amount of money they expect to pay in future Michigan workers’ comp benefits. Items like medical treatment, mileage, attendant care, vocational rehabilitation, home modifications, and lost wages should all be considered.

Watch out for insurance companies that make low-ball settlement offers. They do this to individuals who show financial distress or do not understand their legal rights.

We recommend speaking with an experienced lawyer before discussing settlement to avoid starting from a bad negotiating position. Attorney fees are capped at 15% when benefits are currently being paid, and this is easily made up through larger settlement amounts.

Injured while on the job in Michigan? Contact our lawyers now.

If you were injured on the job in Michigan and are wondering how much workers’ comp will pay and need help with your claim, call now at (855) 221-2667 or fill out our contact form for a free consultation with an experienced workers’ comp lawyer. There is absolutely no cost or obligation. We’re here for you.

For more than 40 years, our lawyers have been helping people like you who have suffered from on-the-job injuries in Michigan. We understand the physical, emotional, and psychological hardships you are experiencing from your accident. We also have the skill, experience, and know-how to protect you and get you the best possible payout amount for your case.

To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.

Remember, every work injury claim and settlement is different and must be negotiated on its own merits. Do not accept any payout amount without fully understanding your legal rights.

Michigan Workers Comp Lawyers never charge a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.