Branch County gets 70% workers’ comp refund

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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

How self-insured employers are making out like bandits under new Michigan workers’ comp rules.

Branch County has received a dividend in the amount of $82,393 from the Michigan Counties Workers’ Compensation Fund (MCWCF). This refund is from a $117,000 payment into the pooled self-insured fund to cover the county’s workers’ comp insurance for last year.

We have been critical about workers’ reform since its passage in 2011. It allows weekly benefits to be slashed if a person has a “wage earning capacity.” The problem is that employers and insurance companies make this calculation on their own. It does not matter whether a disabled employee actually finds a new job or is earning real wages. One of our clients saw his weekly checks cut from nearly $500 to $19.

The pure premium rate has now fallen more than 32.7% since 2011. Projections for 2017 show another 9.3% decline. It is estimated that Michigan businesses have saved nearly $400 million.

Large employers who can afford to be self-insured have done even better. It is no secrete these groups pushed hard for workers’ comp reform. According to a recent study published by the National Academy of Social Insurance (NASI), 39.1% of total benefits were paid by self-insureds.

What about small business owners who create the majority of new jobs? We think insurance companies are just profit taking and not passing savings on to employers. We even suggested a social media campaign using #WorkCompRefund to demand money back. Businesses were encouraged to tweet their premium rate increase/decrease. Are they really seeing a 40% reduction?

We are glad employers are saving money on workers’ comp. But what about the human cost? Maybe it is time we roll back some of these reforms and focus on the people who are actually hurt.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

39% drop in pure premium rate since 2011

Photo courtesy of Creative Commons, by kenteegardin.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.