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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Workers comp lawyer in Michigan explains how insurance companies use vocational information to stop the payment of wage loss benefits.

Have you been scheduled for a vocational assessment? Watch out because your workers comp benefits could be in danger!

Insurance companies can stop wage loss benefits if they believe a person can find another job. This is based upon wage earning capacity and it’s not fair.

Think of wage earning capacity as the amount of money that could be earned in another job. The problem is that it does not matter if this work is truly available.

Insurance company games

Michigan law requires the payment of wage loss benefits if you are disabled from work because of injury. The amount should equal 80% of the after-tax value of your average weekly wage. This works out to be approximately 60% of what you were earning before you got hurt. Not exactly a windfall.

Insurance companies hire vocational counselors to figure out a person’s wage earning capacity. A report will be prepared showing how much you could earn in alternate employment.  This is typically called an employability and wage earning capacity assessment. This vocational information will then be used to reduce or stop wage loss benefits.

Welcome to the real-world

One way to challenge an unfair vocational assessment is with a job search. If a person can demonstrate that no employer will hire them, this is a compelling argument for the continuing payment of lost wages.

The insurance company will counter by showing all the jobs that are allegedly available. The truth is many of the jobs are not real.

PBS recently ran a story about job hunting. “The fact that you see an advertisement on an online list serve or job board does not mean there’s an actual job behind it, in many instances it’s a company just trying to get more information for its databases.”

How to get help

You should always challenge an unfair decision from the insurance company. You will have the opportunity to present your own vocational evidence. This includes proof of a job search.

Don’t count on the insurance company to do the right thing. If you are scheduled for a vocational assessment, get help immediately.

To speak with one of our workers comp lawyers in Michigan, call (855) 221-2667 for a free consultation.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years.  Alex has helped countless people obtain workers comp benefits and never charges a fee to evaluate a case.

Related information:

Injured at work? Advice from a Michigan workers comp lawyer

Photo courtesy of Creative Commons, photologue_np.

10/01/2012

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.