Four Ways Employers And Insurance Companies Think Differently About Disputed Claims

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Workers compensation lawyer in Michigan provides insight into the mind of employers and insurance companies when they deny a claim.

It always amazes me how differently employers and insurance companies view disputed claims. Now there is always two sides to every story but sometimes facts are facts. Here are four ways that employers and insurance companies see disputed claims differently.

1. The employee is stretching out their disability and could work if motivated.

Our clients do not want to be on workers compensation. Many of them live paycheck to paycheck and the reduced income can be devastating for their families. Sitting at home in pain is no great vacation. When wage loss benefits are disputed, this means that a person’s family might have no income whatsoever. Most of our clients would jump at the chance to come back to work with restrictions.

2. The employee must be lying about the injury.

Employers and insurance companies look at all claims with an eye for fraud. This leads to some truly bizarre denials. Got hurt on a Monday morning? You must not want to work this week so your claim is denied! Did not report the injury until the following day? You must have gotten hurt at home! Someone posted a picture of you on Facebook smiling? You must be lying about how bad you are hurt!

3. The insurance company doctor says the employee fine.

Everyone knows that insurance companies use the same doctors over and over again. Most find nothing wrong or say that the employee has fully recovered. Some make a career out of testifying for insurance companies. IME doctors are not the final authority on disability. Treating medical opinions should be given at least equal weight.

4. We offered the employee a job and it was refused.

An employer can avoid paying wage loss benefits if an offer of reasonable employment is made. Unfortunately, some employers ignore work restrictions or offer demeaning jobs meant to harass. The goal should not be to get your injured employee to quit. This is not reasonable employment and our clients are justified in refusing to work under these conditions.

If you have questions about workers compensation in Michigan, call (855) 221-2667 for a free telephone consultation. We are committed to protecting disabled workers and never charge a fee unless benefits are received.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

Related information:

Injured at work? Advice from a Michigan workers comp lawyer

09/01/2012

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.