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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan workers compensation lawyer explains how you must have a wage loss to claim benefits.

Common sense is not always part of the workers compensation system. You could have the worst injury in the world and still get no payment for lost wages. This is because Michigan is considered a wage loss state.

The payment of benefits is triggered not by injury but by wage loss. This means that if you are able to work and earn maximum wages, then you have no claim. Even if you can’t do your job anymore.

Recent amendments to the workers compensation law allow insurance companies to reduce or stop the payment of benefits based upon imaginary jobs.

Do the math yourself

Workers compensation is based upon your average weekly wage before injury. You can calculate this amount by adding together the highest 39 paid weeks in the last 52. Divide this number by 39 to get your average weekly wage amount. Remember that overtime and premium pay should be included.

Once you have figured out your average weekly wage, you can easily convert this to a weekly comp rate. This should be approximately 80% of the after-tax value of your average weekly wage. Use tables published by the State of Michigan to calculate this amount. You will need to know your tax filing status and number of dependents.

If it is determined that you are only partially disabled and can work somewhere else, then your wage earning capacity can be used to reduce benefits. This is when the insurance company says you can work even though you can’t find a job.

Specific loss benefits

Michigan law also provides a schedule for a specific loss of a body part. For example, if you lose your hand in a work accident, then you should be paid 215 weeks of benefits regardless of whether you can work or not.

Some insurance companies will tell you that a specific loss is all you get. This is not correct! You can receive additional benefits if you have a wage loss after the specific loss period ends. These benefits could be paid for your lifetime.

Why you need help

It is very important to speak with an experienced workers compensation lawyer whenever you have an injury at work. Many times the amount paid by the insurance company is wrong. This is not an accident and mistakes are never in your favor.

Call (855) 221-2667 to speak with one of our workers compensation lawyers in Michigan. We will fight to make sure that you receive all the workers compensation benefits that you deserve.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

Related information:

(Free Book) Injured On The Job: A Guide to Michigan Workers’ Compensation Law

Photo courtesy of Creative Commons, by danielmoyle.

08/01/2012

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.