Michigan continues its race to the bottom

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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

NASI study shows less workers’ compensation benefits being paid across the U.S. with significant declines in Michigan.

chartWe are always fascinated with how Michigan stacks up against other states. It seems like our lawmakers are constantly in a race to the bottom.

Michigan has already seen a 27.7 percent drop in the pure premium rate over the last three years. This has resulted in an estimated 277 million dollars in savings for employers and insurers.

The National Academy of Social Insurance (NASI), a nonprofit and nonpartisan organization, has now released a study following workers’ compensation trends across the United States. It found benefits as a share of payroll for injured workers continue to decline even as employment grows and overall employer costs increase.

The study also found changes in many state laws have made it more difficult for workers to qualify for benefits. “These state laws include more stringent compensation rules, the reduction of coverage for certain medical diagnoses, and new legal requirements that make it more difficult for workers to succeed in their claims for benefits,” said John F. Burton, Professor Emeritus, Rutgers and Cornell University.

Michigan saw -24.9 percent growth in total benefits paid during a five year period between 2009 and 2013. This ranks dead last in the survey of 51 states (includes District of Columbia). The data also shows a 4.6 percent increase in covered workers during the same period of time.

Medical benefits paid were -21.1 percent growth between 2009 and 2013 with a dead last ranking out of 51 states. Cash payments were -26.9 percent growth with a dead last ranking out of 51 states.

Michigan also ranks 47 out of 51 for employer costs increases per $100 of covered wages (1=largest percent increase).

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

Who pays for a 28% reduction in premiums?

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.