Michigan Workers Compensation Quiz – 2013 Edition (Part 1)

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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

10 true or false questions about your legal rights that you should be able to answer.

Test your knowledge about workers compensation benefits in Michigan. Decide if each statement below is true or false. The answers will be provided at the end of the quiz.

1.   ___ Insurance premiums for workers compensation are going through the roof.

2.   ___ Fraud is a major problem in the workers compensation system.

3.   ___ People get rich from workers compensation.

4.   ___ I can select my own doctor under workers compensation.

5.   ___ Doctors and hospitals are overcharging and we all pay the price.

6.   ___ My employer must pay for my health insurance.

7.   ___ My employer can force me back to work.

8.   ___ My employer has to keep my job open.

9.   ___ My workers compensation case will be heard by a jury of my peers.

10.  ___ I cannot afford a workers compensation lawyer.

1. False: According to the State of Michigan, the premium rate has gone down almost 14% in the last two years.

2. False: Accident Fund Insurance Company says fraud occurs in less than 4% of claims. Claimants are examined by insurance company doctors and fraud is easily detected.

3. False: Nobody gets rich from workers compensation. The amount of money that a person will receive is approximately 60% of their gross pay. There are no increases for inflation and the maximum is $798.00 per week. Pain and suffering is not available.

4. True: A person can select his or her own doctor after 28 days. This is important to avoid a conflict of interest with the insurance company.

5. False: All medical bills are reduced by cost containment. This is a fee schedule that sets a maximum charge. Doctors and hospitals receive much less than what is billed.

6. False: An employer only has to provide reasonable and necessary medical treatment for a work injury. If a person loses their health insurance, the amount of weekly benefits can sometimes be increased.

7. True: An employer can stop wage loss benefits if a person refuses reasonable employment or favored work. Many employers try to get people to quit by working them beyond restrictions. It is important to call an experienced workers compensation lawyer if this occurs.

8. False: Your employer does not have to keep your job open. However, you may have other legal rights under federal laws called FMLA or ADA.

9. False: All workers compensation cases are decided by a state appointed magistrate. This is the person who will hear the evidence and make a decision about the facts and law.

10. False: An experienced workers compensation lawyer will take your case on contingency. You only pay a fee if successful with your case.

To speak with one of our workers compensation lawyers in Michigan, call (855) 221-2667 for a free telephone consultation.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

Related information:

Injured On The Job: A Guide to Michigan Workers Compensation Law (Free Book)

03/01/2013

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.