Michigan workers comp lawyer explains the 2010 Notice of Dispute Report and lists the insurance companies with the highest percentage of disputed voluntary payment claims.
As a workers comp lawyer, my job is to hold insurance companies accountable for not paying benefits. Whether the issue is entitlement to wage loss or medical treatment, insurance companies will try to save money by denying valid workers comp claims. We see insurance companies take advantage of injured workers every day.
What is especially shocking is the amount of claims that are paid voluntarily and then later disputed. Many people simply accept a bad decision and never challenge the workers comp insurance company in court.
An individual may have been receiving workers comp for years and then the insurance company suddenly stops benefits. Insurance companies tell people that their injury is no longer work related or that they can find another job. Wage loss benefits are cut off and medical treatment is denied.
This blog post is devoted to those people who have had their workers comp benefits disputed. We encourage you to become informed about the law and stand up for your rights. The insurance company is betting that you won’t hire a lawyer and fight back. Prove them wrong.
2010 Notice of Dispute Report
An insurance company can dispute benefits even after an injury has been accepted under workers comp. Michigan law requires that an insurance company file a Notice of Dispute (Form 107) within 14 days after workers comp benefits are stopped.
The Notice of Dispute Report published by the State of Michigan shows the number of initial voluntary payment claims for 2010 that were later disputed. Excluded are claims in which an application for benefits was filed or in which partial benefits were initially paid. The average for all insurance companies in Michigan is 10.7%.
Identified below are three large insurance companies with a higher than normal rate of disputed voluntary payment claims. These are claims where workers comp benefits have been disputed and the injured worker never fought back in court.
Insurance Companies with the worst percentages
Auto-Owners Total Claims (373) Disputed Claims (201) 53.90%
Farm Bureau Total Claims (197) Disputed Claims (126) 63.95%
Frankenmuth Total Claims (278) Disputed Claims (141) 50.71%
These three insurance companies are denying workers comp claims at a rate of five times the state average. Future blog posts are going to highlight real stories from people across Michigan who have had their workers comp benefits stopped.
Get help from an experienced workers comp lawyer
Always challenge an unfair decision. An experienced workers comp lawyer can help you get all the benefits available under the law. You don’t have to fight alone.
Call (855) 221-2667 to speak with an experienced workers comp lawyer. We offer free telephone advice and office consultations. There is never a fee unless workers comp benefits are recovered for you.
– Alex Berman is the founder of the law firm. Hes been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.
– Photo courtesy of Creative Commons, by liz west.