Warning about Michigan roofing companies and being classified as an independent contractor.
Did you know that falls are the leading cause of death in construction? People who survive usually have lifetime medical problems. Many are unable to return to gainful employment.
We have found roofing companies are some of the worst offenders when it comes to gaming the system and avoiding workers’ compensation insurance.
Here are some warning signs that you might not be covered.
Red Flag #1. Paid with a Form 1099
Employee misclassification is a serious problem in the roofing industry. This is when an employee is deliberately called an independent contractor to avoid workers’ compensation insurance.
Red Flag #2. No investments in safety
Employee safety should be the #1 priority for all roofing companies. Many workplace accidents can be avoided with training. It should be a red flag when a roofing company ignores your safety. Even a simple ladder can be a tremendous hazard if not used correctly.
Red Flag #3. Absentee ownership
Watch out for employers who use multiple companies to bid for jobs. Getting paid cash “under the table” sounds appealing but can lead to major problems. Unreported employment means you might not be covered under workers’ compensation insurance.
Red Flag #4. Boss tells you to lie to doctor
Always tell the truth when you get hurt on-the-job. Promises from your boss to pay medical and lost wages are rarely kept. If you tell the emergency room doctor that you got hurt somewhere else then expect your workers’ compensation claim to be denied.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.
Photo courtesy of Creative Commons, by DBduo Photography.