Our list of New Year’s resolution ideas for claimants in 2016.
I am constantly impressed with how our clients respond to the stress and worry that goes along with a disputed workers’ comp case. These individuals are suffering from real disabilities with limited income and medical treatment.
Sometimes it become overwhelming and a friendly ear is needed. We understand and can help talk through some of these issues. Here is our list of New Year’s resolutions that can help you better manage your workers’ comp case.
1. Challenge the Notice of Dispute
The first telephone call is always the hardest. You should know that workers’ comp is designed to protect both parties when a workplace accident occurs. The employer gets protection from civil lawsuits and does not have to pay additional damages for its negligence. You should receive medical treatment and wage loss benefits regardless of fault. Insurance companies frequently dispute claims improperly and must be held accountable.
2. Keep medical appointments
It is easy to get discouraged and not follow-up with your doctor. However, you need continuing proof that your medical condition prevents you from working. Use health insurance to get medical treatment while your workers’ comp claim is disputed. This will provide ammunition to get your case settled.
3. Do a good-faith job search
It seems absurd to require a disabled person to look for work. This is especially true when you have already been approved for other disability benefits. However, you must perform a good-faith job search to qualify for workers’ comp. Evidence that you cannot find a job is used to prove entitlement to full wage loss benefits. Play the game to win!
4. Get politically active
If you think our system is unfair now, you have not seen anything yet. Special interest groups are trying to get state lawmakers to allow corporations to opt-out and replace workers’ comp with their own plans. This goes well beyond traditional reform efforts and lets big corporations run the show. It destroys the grand bargain that workers’ comp represents and removes a critical safety net for millions of Americans. Tell your state lawmakers to protect workers’ comp and restore lost benefits.
5. Plan for the future
You are not just a claim number and no amount of money can ever compensate you for a lifetime of pain. But good planning can help with your recovery. We tell our clients to think about the future and what they want to accomplish. Some clients want to be retrained for a new career while others simply want to retire with a pension. Having an honest conversation with your lawyer can make all the difference in your case.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.
Photos courtesy of Creative Commons, by o.tacke.