We answer some of the most asked workers’ compensation questions in 2018 and explain how to get medical treatment after a cut-off.
Access to medical care is perhaps the most important benefit under workers’ compensation in Michigan. All reasonable and necessary medical treatment should be covered without co-pays or deductibles. Medical care includes payment for mileage and attendant care to help with activities of daily living.
Medical benefits are disputed for all kinds of dumb reasons. We had a case where the insurance company refused to pay a doctor and then argued non-compliance with medical treatment when the person could not afford to follow-up on their own.
Insurance companies use the independent medical examination (IME) to cut-off medical benefits. These doctors are not “independent” and typically find a medical condition is not work-related or fully healed. Some of these doctors make careers out of testing in court and earn millions.
What happens if workers’ compensation will not pay for medical treatment? Individuals should use their group health insurance or Medicaid/Medicare. These entities will typically pay while a workers’ compensation case is pending. This allows a person to seek medical treatment and obtain evidence of continuing disability. This money will be paid back from any settlement or award. An experienced attorney can ensure medical bills get paid and that a person maximizes his or her settlement.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.