Surviving on workers’ compensation is hard

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Claimant expectations are typically incorrect and why surviving on workers’ compensation can be difficult.

USA Today published a fascinating article about what Americans expect from Social Security. It turns out that most people have inflated estimates when it comes to amounts paid. A lack of understanding contributes to people struggling in retirement.

This article started us thinking about expectations of our own clients. People on workers’ compensation are shocked to learn how much it pays and that benefits can be stopped at any time. Here are some reasons why surviving on workers’ compensation can be hard.

Low weekly benefit rate

Michigan law requires payment of lost wages to individuals hurt on-the-job. It is based upon 80% of their after-tax average weekly wage. This works out to be about 60% of gross pay. Not exactly a windfall for someone who is unable to work. Weekly checks can be cut even further if the insurance company decides a person is only “partially disabled.”

Insurance company can dispute claim

Insurance companies can stop payment of lost wages and/or medical at will. The burden is on the employee to file a case and prove entitlement to full workers’ compensation benefits. Can you image being disabled and having no income for months or years? How about needing to see a doctor and having no way to get medical treatment?

Loss of job

Our clients are surprised to learn that workers’ compensation does not protect their jobs. We see many people replaced after a short time away from work. Unless a person can show retaliation or a violation of another law, there is not much that can be done.

Pain and suffering is not available

Workers’ compensation pays lost wages and medical care. Pain and suffering is not an option. Some people develop lifetime problems and get no relief.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

Related information:

Why settlement is not always your best option

Photo courtesy of Creative Commons, by Images_of_Money.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

Related Blog Posts

Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.