The myth of the workers comp free ride

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan workers comp lawyer explains why avoiding work is not an option and what you can do to protect your entitlement to benefits.

A comment was recently posted on our blog complaining that we are ignoring the issue of job search. This person believes that injured workers would rather have the convenience of not working than trying to find a job within their restrictions. It’s his opinion that people don’t like to work but they do like free money.

This type of comment is typical for individuals who believe that most people on workers comp are frauds and could work if they were sufficiently motivated. This is nonsense and here are some facts about workers comp that everyone should know.

What workers comp pays

Workers comp is not welfare or some free ride. It is insurance that is intended to protect both employers and employees in the event of a work injury. It costs relatively little and premiums are projected to decline another 7.4% next year.

Workers comp pays wage loss benefits to individuals who are disabled from work. Benefits are limited to about 60% of gross pay or a maximum of $775.00 for 2012. Nobody gets rich from workers comp and most people struggle to pay the bills on a reduced income.

The vast majority of our clients want to recover from injury and get back to regular work.

Reasonable employment (favored work)

Workers comp benefits will be stopped if an injured worker declines reasonable employment. This means that a person cannot refuse to work if a job is offered within his or her restrictions.

An injured worker must also show that his or her work injury is directly related to wage loss. If a person is not working for any other reason, wage loss benefits will be stopped.

The injured worker must also demonstrate that no other work is available that he or she could perform. This includes jobs never done in the past. If it is determined that an injured worker could do some other work, wage loss benefits will be reduced based upon those wages whether actually earned or not. This is called wage earning capacity.

Searching for a job

Recent changes to the workers comp law make it even more difficult for injured workers to collect wage loss benefits. The injured worker is now required to actively seek work and benefits can be stopped if proof of a job search is not provided.

It is wrong to assume that people on workers comp are just gaming the system. In fact, it is estimated by Accident Fund Insurance Company that fraud occurs in less than 4% of workers comp claims.

Why you need a workers comp lawyer

Special interest groups, such as insurance companies and large corporations, have spent big money and political capital to make sure that the workers comp law is stacked against you. You now have an almost impossible burden of proof.

Don’t let your employer or its insurance company unfairly deny your workers comp benefits. You can always challenge a bad decision in court with your testimony and evidence from your doctor.

Call (855) 221-2667 to speak with one of our Michigan workers comp lawyers. We will do everything possible to protect your legal rights and to make sure that you receive fair compensation under the law.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years.  Alex has helped countless people obtain workers comp benefits and never charges a fee to evaluate a case.

Related information:

Video: Injured at work? Advice from a Michigan workers comp lawyer

Contact our Michigan workers comp lawyers

02/01/2012

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.