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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Our top 3 reasons why your business needs to purchase workers compensation insurance.

We hope the title of this blog post got your attention. Employers who fail to purchase workers compensation insurance are setting themselves up for big risk.

Workers compensation insurance is relatively inexpensive. Progressive insurance has an online premium estimator. According to its website, a furniture manufacturing with $500,000 in payroll would only have a premium of $11,824.00 per year in Michigan.

Too many employers attempt to game the system and don’t purchase required workers compensation insurance. Here is why doing the right thing can also be a smart business decision.

1. It’s the law

Michigan law requires private employers with 3 or more employees to buy workers compensation insurance. This is to protect both parties in the event of a work-related accident. Failure to carry workers compensation insurance is a misdemeanor. Penalties include a fine of $1,000 and possible imprisonment up to 6 months. Each day’s failure is a separate offense.

2. You can get sued for negligence

Workers compensation pays wage loss and medical benefits to employees who are hurt on-the-job. In exchange, employers get protection from civil lawsuits even if negligence occurred. This is known as the exclusive remedy provision. Not having workers compensation insurance allows your employees to sue for negligence and seek additional damages.

3. Personal liability

Employers who do not obtain workers compensation insurance are personally liable for benefits. Officers and directors of the corporation might have to pay out-of-pocket. This can cost hundreds of thousands of dollars in medical alone.

To speak with one of our workers compensation lawyers in Michigan, call (855) 221-2667 for a free telephone consultation.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years.  Alex has helped countless people obtain workers compensation benefits and never charges a fee to review a case.

Related Information:

Does my business need workers compensation insurance in Michigan?

 

10/01/2013

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.