What benefits are available under workers’ compensation in Michigan?

Call now for a free consultation
Available 24/7

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan lawyer gives an overview of available workers’ compensation benefits and explains how to maximize what the insurance company must pay.

A woman recently contacted our office looking to get reimbursement for sick time that she was forced to use after sustaining a concussion at work. Unfortunately, we had to explain that she does not qualify for any lost wages under workers’ compensation since it was only two missed days. She would have needed to be disabled for at least seven days before entitlement begins.

Getting hurt on-the-job turns lives upside down. Many of our clients never thought about workers’ compensation until they find themselves in a difficult situation. Explaining how benefits are limited and what problems might occur in the future is not a fun conversation.

Our experience shows that settlement is usually the best option when a disabled employee cannot return to his or her job. This allows people get back on their feet and move on with their lives. Settlement is based upon what the insurance company believes it will have to pay in the future. Here is how to maximize what the insurance company pays. Please remember that every case is different, and it is best to speak with an experienced attorney about your individual situation.

Lost Wages

Disabled employees are supposed to receive 80% of their after-tax average weekly wage. This is calculated using the highest 39 paid weeks before getting hurt. Overtime, bonuses, discontinued fringe benefits, and lost income from other jobs should be included in the calculation. A good rule of thumb is 60% of gross income should be paid.

Wage loss benefits do not start until an employee has been disabled for seven days. Employees who are disabled for more than two weeks can recover lost wages from the start.

Watch out for insurance companies who say you are only partially disabled and reduce weekly checks based upon residual wage earning capacity. This can be challenged through a good-faith job search and vocational testimony.

Medical Bills

Payment of medical is an important benefit under workers’ compensation. It covers hospital visits, doctor appointments, physical therapy, prescription medications, surgical procedures, and other items necessary to relieve the effects of a workplace injury. Mileage to and from medical appointments should also be paid.

Attendant care is available for people who need help with activities of daily living. Family members can get paid up to 56 hours per week at market rates for providing assistance. This can be a combination of people including but not limited to: spouses, children, uncles, aunts, nephews, and nieces. We have seen cases where attendant care is more valuable than weekly wage loss benefits.

Vocational Rehabilitation

Some disabled employees cannot return to their jobs and they need to be retrained. Others want to go back to school and find a new career. Michigan law provides for up to two years of vocational rehabilitation. This can be in the form of tuition reimbursement.

Insurance companies use vocational rehabilitation as a weapon to reduce payment of wage loss benefits. Watch out for one-time evaluations by so-called experts who are hired to say other jobs exist. It is possible to challenge these unfair assessments and seek payment for a rehabilitation plan that has a likelihood of success.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.

Related information:

Injured On The Job: A Guide to Michigan Workers’ Compensation Law

Leave a Reply

Your email address will not be published.

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

Related Blog Posts

Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.