Workers’ Comp Denied My MRI: Now What?

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Workers' Comp Denied MRI: Now What?

Michigan attorney explains how to get medical treatment when workers’ comp has denied your MRI.

Magnetic resonance imaging uses magnetic fields and radio waves to create detailed images of the organs, tissues, and skeletal system. It is a great way to find out if there is a more serious problem after a workplace accident. Here is what you need to know when workers’ comp has denied your MRI.

Medical Care Is Important

We believe the most important benefit under workers’ comp is access to medical care. Employers or their insurance companies must pay for all reasonable and necessary medical treatment when an employee gets hurt on-the-job. It does not matter who was at fault provided the accident occurred at work. Employees also have the legal right to select their own doctors after 28 days from the start of medical care.

Unfortunately, some insurance companies ignore Michigan law and only authorize treatment with their doctors. This is done to control medical costs and to manipulate work restrictions. Employer clinics do not usually perform expensive testing or make referrals to specialists until after an unreasonable amount of time has passed.

We frequently see clients with significant injuries who have been refused basic medical care. They are diagnosed with sprains and forced back to work immediately. When they finally do see a doctor of their choosing, the workers’ comp insurance carrier refuses to pay. The independent medical examination for workers’ compensation is then used to dispute additional medical benefits.

Options To Explore If Workers’ Comp Denied MRI

Health Insurance

Most health insurance companies will pay disputed medical bills including a workers’ comp denied MRI scan. This allows an employee to get medical treatment while their workers’ comp claim is pending. Reimbursement from any settlement or award is usually necessary.

Being proactive and using health insurance ensures medical treatment continues. An experienced lawyer can negotiate with the health insurance company to reduce any payback. Copays and deductibles can also be recouped in a workers’ comp case.

Government Programs

If workers’ comp has denied your MRI or other treatment, individuals should then explore government programs such as Medicaid or Medicare. These are state and federal programs that cover medical expenses. Reimbursement will be necessary if money is later obtained from the workers’ comp insurance carrier.

Disabled employees should also explore their local community for free health clinics and other low-cost options. While they might not get all the medial treatment needed, it is a way to get relief and document the workplace injury with an MRI.

Cash Payments

Our experience shows that some medical providers will see people on a cash only basis and charge significantly less because no insurance is available. This money can be recouped in a lawsuit against the workers’ comp insurance carrier. Some facilities will also run a tab and let a person get medical treatment pending outcome of their workers’ comp case. This is a great way to find out what is truly wrong if workers’ comp has denied your MRI.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.

Related information:

Independent medical examination for workers’ compensation: what you need to know

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.