Insurers with high percentages of disputed workers’ compensation claims earn our worst insurance company designation.
Michigan law permits an insurance company to dispute payment of workers’ compensation benefits anytime in the claims process. This means weekly checks and medical treatment can be stopped without any warning.
Our clients feel blindsided when they get a Notice of Dispute in the mail. The reasons are not always clear and litigation is frequently necessary.
But what happens to those people who do not hire a lawyer? Here are some disturbing statistics to consider.
Notice of Dispute Report
The Notice of Dispute Report published by the State of Michigan shows the number of claims that were initially accepted by an insurance company and then later disputed.
Excluded are claims in which an Application for Mediation or Hearing (Form 104A or 104C) were filed. Meaning these disputed claims were never challenged in court.
The average for all insurance companies in Michigan was 8% for 2014. However, some insurance companies have rates exceeding 20%.
Worst Insurance Companies
AUTO-OWNERS INSURANCE COMPANY 23.3%
FARM BUREAU GENERAL INSURANCE COMPANY 32.6%
FARM BUREAU MUTUAL INSURANCE CO OF MICHIGAN 44.4%
FARMINGTON CASUALTY COMPANY 20.8%
HANOVER INSURANCE COMPANY 21.5%
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.
Photo courtesy of Creative Commons, by Tax Credits.