Michigan workers compensation lawyer explains the Notice of Dispute Report and lists the insurance companies with the highest percentage of disputed claims.
Michigan law allows aninsurance company to dispute payment of workers compensation benefits anytime in the claims process. This means weekly checks and medical treatment can be stopped without warning.
Our clients are typically blindsided when they receive a Notice of Dispute (Form 107) in the mail. We immediately file a case and hold the insurance company accountable for paying the correct benefits.
But what happens to those people who don’t hire a lawyer? Here are some shocking statistics you should know about.
Notice of Dispute Report
The Notice of Dispute Report published by the State of Michigan shows the number of claims that were initially accepted by theinsurance company and then later disputed.
Excluded are claims in which an Application for Mediation or Hearing (Form 104A) was filed. Meaning these disputes were never challenged in court.
The average for all insurance companies in Michigan was 7.9% for 2013. However, some insurance companies have rates exceeding 20%.
Worst Insurance Companies In Michigan
Here are some of the worst insurance companies by percentage with a significant number of Michigan claims.
AUTO-OWNERS INSURANCE COMPANY 29.7%
CITIZENS INSURANCE COMPANY OF AMERICA 20.0%
CITIZENS INSURANCE COMPANY OF OHIO 31.3%
CITIZENS INSURANCE COMPANY OF THE MIDWEST 25.0%
FARM BUREAU GENERAL INSURANCE COMPANY 24.6%
FARM BUREAU MUTUAL INSURANCE CO OF MICHIGAN 33.3%
HANOVER INSURANCE COMPANY 30.1%
These statistics show a large number of people are simply accepting insurance company disputes and not fighting back. We encourage you to speak with an experienced workers compensation lawyer if your claim has been unfairly denied.
Michigan Workers Comp Lawyers never charges a fee to evaluate or reviewa case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.
Photo courtesy of Creative Commons, by Tax Credits.