What happens when a claims adjuster does not understand Michigan workers’ comp law and how can a person get help with disputed benefits?
We get lots of telephone calls from people trying to navigate the maze of workers’ comp. Claims adjusters are not much help when they do not understand Michigan law.
This was recently demonstrated when a claims adjuster contacted our office with basic questions. It was quite amusing to our lawyers because we do not represent employers or insurance companies. She did not use the resources at her disposal but called our office for free legal advice. This demonstrated her complete lack of knowledge and training.
Some claims adjusters think disputing benefits is a big game. Their goal is to save money for the insurance company. The last thing a person needs to deal with is a claims adjuster who is more concerned with money than helping them recover and get back to work. Common problems include failure to approve medical treatment and missing wage loss checks.
People hurt on-the-job have the right to know what is happening with their workers’ comp claim. An insurance company cannot simply dispute payment for no good reason. It is critical to ask why medical treatment is not approved or wage loss benefits are cancelled. If the answers given are not satisfactory, it is important to contact an experienced workers’ comp lawyer.
Red flags to watch out for include rude behavior, not returning telephone calls, late checks, being scheduled for an independent medical examination (IME) or employability and wage-earning capacity assessment.
Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.
Related information:
5 ways insurance companies set you up to fail
Photo courtesy of Creative Commons, by Joelk75.
