3 reasons workers’ comp checks are stopped

What are some of the most common reasons why workers’ comp checks are stopped in Michigan?

Getting hurt on-the-job can be a nightmare for people living paycheck-to-paycheck. Workers’ comp checks are only 80% of the after-tax average weekly wage. This money does not go very far when trying to support a family.

Payment begins after 7 consecutive days of disability. Checks are not considered late until 30 days past due. Wage loss benefits continue for as long as a person is disabled from working. Here are 3 reasons why workers’ comp checks stop coming in the mail.

1. Payment automatically stopped by computer

Here is a dirty secret the insurance company will not tell you about. The computer system that mails checks has a predetermined end date. Additional benefits must be manually approved. We have seen people fall through the cracks and not get paid for weeks or even months. This is also why checks suddenly come on different weekdays.

2. Cut-off based upon independent medical examination (IME)

Insurance companies pay for medical opinions saying a person can return to work. It is no secret that IME doctors make careers out of testifying against disabled employees. These biased medical opinions are used to stop payment of wage loss benefits. We have seen checks stopped and the employee has no clue on what happened.

3. No current disability slip

We tell our clients to be vigilant when it comes to medical records. Insurance companies look for any dumb excuse to stop paying. Do not rely upon the doctor’s office to provide appropriate documentation. Send the disability slip yourself so benefits are not interrupted.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.

Related information:

Penalties for late workers’ comp checks in Michigan

Photo courtesy of Creative Commons, by pheaber.

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