24% of medical bills typically patient’s responsibility

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Why workers compensation is better than your group health insurance policy and how to get medical bills paid in a disputed claim.

Forbes.com published an interesting article last week regarding an AMA report on medical bills. It shows patients are typically responsible for 24% of the tab.

The AMA looked at the portion of health care costs patients are responsible for through co-payments and deductibles. The report also showed that insurance claims are processed inaccurately 7% of the time.

The AMA would like insurers to provide physicians with better tools to educate patients on the costs of medical treatment. This will improve efficiencies and allow for better care.

We think this is an important issue because of the interplay between workers compensation insurance and health insurance.

When to use health insurance after a work injury?

Many of our clients turn to health insurance when workers compensation refuses to pay. This the only way an individual can get medical treatment while a case is in litigation.

Most insurance companies will pay disputed medical bills provided they are reimbursed out of any settlement or award. The amount paid back is usually much less than what is billed because of contract discounts and negotiated reductions.

Waiting for medical treatment can delay a recovery and return to work by months or even years. Using health insurance can help a person get back on his or her feet faster.

What about deductibles and co-pays?

Workers compensation is supposed to pay all reasonable and necessary medical treatment. There should never be any deductibles or co-pays for the injured worker.

Using health insurance can result in significant out-of-pocket expenses. We tell our clients to keep a running tab of all deductibles and co-pays. These can usually be recouped as part of a settlement with workers compensation.

Call (855) 221-2667 to speak with one of our workers compensation lawyers in Michigan. We offer free advice and never charge a fee unless you are successful with your case.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to evaluate a case.

Related information:

Harvard study finds medical bills as reason for 62.1% of bankruptcies

Photo courtesy of Creative Commons, by Images_of_Money.

06/01/2013

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.