Common employer excuses as to why workers’ comp is not available

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

How some employers attempt to game the system and why help is needed with a workers’ comp claim is disputed.

Employees hurt on-the-job in Michigan are entitled to workers’ comp benefits. These include lost wages, medical treatment, and vocational rehabilitation. Payment continues for the length of disability and/or for as long as medical care is needed.

Unfortunately, some employers attempt to game the system and will not even make the insurance claim. This is done to save money on premiums and other costs. Here are some common excuses that our clients have been told.

“We don’t have workers’ comp insurance.”

Michigan law requires almost all private employers to obtain workers’ comp insurance. It is considered a misdemeanor to not have this coverage. Employing just 1 person for 35 hours or more per week can trigger this requirement. Benefits are still owed even if the employer does not have workers’ comp insurance.

“You waited too long to report the injury.”

Michigan law says an employee must notify his or her employer within 90 days and make a claim for benefits within 2 years. Notice can be oral so just telling a superior about getting hurt could be enough.

“You are an independent contractor.”

Employee misclassification is a big problem in Michigan. This is when a company says an employee is an independent contractor regardless of the facts surrounding the employment relationship. Michigan law relies upon an IRS test to determine employment status.

“We pay cash under the table.”

Promises to pay cash instead of workers’ comp are rarely kept. Watch out for employers who insist that a person lie about how the accident occurred. This can be fatal to any workers’ comp lawsuit.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.

Related information:

Can I sign away my workers’ comp rights?

Photo courtesy of Creative Commons, by John-Morgan.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.