Federal oversight needed for Michigan workers’ compensation system

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

U.S. lawmakers respond to deep cuts in workers’ compensation benefits and seek federal oversight from Department of Labor.

U.S. lawmakers are seeking review of state workers’ compensation laws in response to changes that that have reduced protections during the last decade. This problem was highlighted in a series of reports by ProPublica and NPR finding 33 states have enacted changes reducing benefits or making it more difficult to qualify.

Cost-shifting was noted as a major concern by the lawmakers with employers now covering just 20% of the overall expense of a work injury. Private health insurance and employees themselves cover nearly 63% of the costs. Taxpayer supported programs like Medicaid and Medicare pays the difference.

The opt-out movement was also noted as a source of worry. These employer sponsored ERISA-plans establish exclusions, create heightened thresholds for causation and abbreviated time periods for employee reporting. Opt-out plans let employers control the appeal process and take away access to state workers’ compensation courts.

Race to the bottom

We have blogged about the race to the bottom in Michigan on multiple occasions. Special interest groups used enormous political pressure in 2011 to reform the workers’ compensation system. These changes have made it much harder to collect benefits. Reforms have resulted in a 32.7% drop in premiums during the last 4 years saving employers hundreds of millions.

Employers are now permitted to offset benefits using “phantom wages.” This occurs when vocational experts say work is available within an employee’s restrictions, qualifications, and training. It does not matter if the employee has a new job or if real wages are actually being paid.

Proving a medical condition is work-related has become so difficult that many people have no recourse at all. This is especially true for individuals with some preexisting arthritis. Complaints of severe pain are simply not enough.

Federal oversight is needed because our state lawmakers have failed to protect workers’ compensation. Benefit levels have reached the point where the system is no longer fair or reasonable.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

Lawmakers Seek Federal ‘Oversight’ Of Workers’ Comp As States Limit Benefits

Photos courtesy of Creative Commons, by Images_of_Money.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.