Five stupid workers comp decisions

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Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan workers comp lawyer discusses why insurance companies make bad claims decisions and how to protect your entitlement to benefits.

Insurance companies dispute claims to save money and increase profits. Sometimes these decisions make little sense. Here is our list of stupid workers comp decisions that we have seen in the last few months.

1. Fired for getting hurt at work

We have a client who was fired after his arm got stuck in a machine. His employer said he was at fault and would not bring him back to work. The insurance company cut-off benefits saying his wage loss was attributable to being fired not his work injury. This is a bizarre decision considering that workers comp is supposed to be a no-fault system.

2. Imaginary wages from a non-existent job

One of our clients recently had her wage loss benefits stopped because she was found to have a “wage earning capacity.” This means the insurance company thought she could earn wages in another job. Ironically, her own employer refused to take her back with restrictions. The insurance company also made no distinction between what she could earn before and after her injury.

3. You must have an injury but it didn’t happen here

Insurance companies routinely dispute benefits for individuals who have pre-existing arthritis. The problem is that most people have some degenerative arthritis but never have a problem until after a work injury occurs. Insurance company doctors are paid to testify that these new problems are not work-related. Recently, we had a client who had no pre-existing arthritis but benefits were still denied. The insurance company concluded that our client must have had an injury but it didn’t occur at work. Strangely, there was no evidence of injury anywhere else.

4. Objection! But it’s your own medical expert

We currently represent a man who had been receiving medical treatment under workers comp for years. The insurance company sent him to an independent medical examination (IME) and the doctor confirmed a work-related condition. Benefits were still disputed. The insurance company objected to their own IME and tried to keep it out of evidence. They said it lacked “trustworthiness.”

5. Choose any doctor you like but you’re paying

Michigan law says you can select your own doctor after 28 days. All you need to do is provide his or her contact information and make your intention known. However, insurance companies don’t like to give up control of medical. This results in some people being wrongly told to pay for their own doctor out-of-pocket. This is not correct!

To speak with one of our workers comp lawyers in Michigan, call (855) 221-2667 for a free consultation. There is no fee unless benefits are recovered and we will hold the insurance company accountable.

Alex Berman is the founder of Michigan Workers Comp Lawyers. He’s been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to review a case.

Related information:

Video: What you need to know now to protect your rights and obtain your workers compensation benefits

08/01/2012

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.