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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

What you need to know about other disability benefits and coordination with workers’ compensation in Michigan.

Coordination week continues with a blog post about how other disability benefits can reduce workers’ compensation or create an overpayment situation.

Here is what you need to know if currently receiving short-term disability (STD), long-term disability (LTD), extended disability benefits (EDB), or sickness and accident (S&A).

Disability plans are typically provided through an employer sponsored plan but are not a substitute for workers’ compensation. These plans usually do not cover workplace injuries and will only be paid if workers’ compensation is disputed.

Employers can take a credit for benefits paid under another disability plan. This can be a dollar for dollar offset. However, watch out for plans that are not funded by your employer as these should not be offset.

Occasionally it is the disability plan who insists on lowering payments when workers’ compensation benefits are recovered. This can be very complicated when a workers’ compensation case is settled with a lump sum cash payment. It is possible that an overpayment will be created for periods of time that double benefits were paid.

Not all disability plans are created equal and coordination is complicated. It is best to have your specific situation reviewed by an experienced workers’ compensation attorney. Maximizing all sources of recovery should be the goal.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (855) 221-2667 for a free consultation today.

Related information:

Alternatives to Workers Comp

Photo courtesy of Creative Commons, by 401(K) 2013.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.