Workers’ Comp Payout For Back Injury: Here Is What To Know

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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan lawyer discusses the average workers’ comp payout for a back injury and warns about low-ball settlement offers from insurance companies.

Workers' Comp Payout For Back Injury: Here Is What To Know

Michigan law allows disabled employees to settle their work injury claim for a lump sum cash payment. This money is income tax free and can be used for any purpose they want. Many of our clients finish medical treatment and vocational rehabilitation on their own terms and do not have to worry about interference or delays. It is an attractive option for people who want to give up the job and move on with their lives. Here is some information about a workers’ comp payout for a back injury.

We have represented many disabled employees throughout decades of practice. Some of the more difficult cases involve back injuries. These can be especially devastating if they result in permanent work restrictions and lifetime medical expenses. If a disabled employee has always done heavy work, the transition to a sit-down job can be nearly impossible.

Our experience show that people hurt their backs in different ways. This includes lifting heavy items, bending and/or twisting, and from traumatic events like motor vehicle accidents. Common back diagnoses include herniated disc, disc protrusion, annular tear, and radiculopathy. Many people are treated conservatively with physical therapy and medication while others must undergo invasive surgery like laminectomy, diskectomy, or fusion.

The value of any workers’ comp payout for a back injury depends upon how much the employer or insurance company is on the hook for money wise. This includes payments for lost wages, medical treatment, and vocational rehabilitation. Disabled employees are supposed to get 80% of their after-tax average weekly wage for the entire time they cannot work. Medical treatment is an unlimited benefit that is paid for life. Vocational rehabilitation helps with education and retraining expenses.

There is not a specific number for a workers’ comp payout for a back injury. However, the average settlement in 2020 was $58,641.58. This is not a lot of money for someone with a serious injury. Many of our clients get much more than average when medical evidence shows continuing disability and need for additional medical treatment. At the end of the day, this is a business decision and settlement must make financial sense for all parties.

Watch out for insurance companies who make low-ball settlement offers. Do not rely upon the independent medical examination (IME) or the post-injury wage earning capacity assessment (PIWEC) to be a fair interpretation of abilities. Insurance companies use these biased reports to cut payments.

It is important to have an experienced attorney who can get a fair workers’ comp payout for a back injury. This requires a full understanding of Michigan law and what evidence is needed to prove a case at trial. There is never an attorney fee unless money is recovered.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

Related information:

Injury At Work & Employer Responsibilities Explained

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.