Workers’ Comp Settlement For Broken Toe: Here’s What To Know

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Workers’ Comp Settlement For Broken Toe: Here’s What To Know

Michigan lawyer discusses workers’ comp settlement for a broken toe and why it is not always the best option.

Many of our clients receive work injury benefits and there is no dispute regarding their claim. We only get involved to help them navigate complex legal rules and make sure they don’t get into trouble. It is important to have a lawyer helping with minor issues before they explode into major problems. For example, did you know that accepting a small settlement from workers’ comp could result in a resignation from your job? Here is why a workers’ comp settlement for a broken toe is not always worth it.

We have seen all kinds of workplace injuries over a combined 50+ years of practice. Some people recover quickly and get back to work after a couple weeks. Others are disabled for much longer and need a lifetime of medical care. A broken toe is one of those injuries that can go either way. Some people end up having multiple surgeries that include pins and screws. Walking or standing for long periods of time becomes extremely painful and interferes with essential job duties. A lump sum cash payout for this type of minor injury make sense when medical treatment is stable and keeping the job becomes irrelevant.

Advantages of a lump sum cash payment

Individuals can trade work injury benefits for a lump sum cash payment. It is tax free money that can be used for any purpose including paying off debt or finding a new job. Settlement is a good idea when enough money is being given to ensure access to future medical care. Individuals are typically required to give up their job, so this money is helpful when transitioning to a new career.

Why a workers’ comp settlement for a broken toe isn’t always the best option

Settlement is not a good option when a person continues working and does not want to give up their current job. This is especially true when a workers’ comp settlement for a broken toe does not amount to much. Insurance companies only pay settlements based upon how much they must spend in future work injury benefits. They won’t offer much unless evidence shows continued need for medical treatment and disability. Not enough money will be offered for an employee to give up his or her job.

Voluntary payment is an option

Many of the cases we handle end up being resolved through a voluntary payment. This is not a settlement per se but a compromised amount that is paid to resolve past-due work injury benefits. For example, if an employee is only owed a couple months of lost wages because he or she has returned to the job. A voluntary payment does not result in job loss and future entitlement is not given up. This is a good option when a workers’ comp settlement for a broken toe is not possible.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled employees exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.