Michigan workmans comp lawyer answers the most frequently asked question by individuals who are hurt at work.
As workmans comp lawyers, the most frequent question we are asked is when do benefits start.
The answer to this question depends upon what benefits you are seeking and whether your claim has been approved.
Lost Wages
Lost wages are calculated based upon a percentage of your average weekly wage. You should receive approximately 80% of the after-tax value of this amount. Most insurance companies pay wage loss benefits on a weekly basis but some pay every two weeks.
No lost wages are paid during the first week that you do not work. You are generally required by your employer to use vacation or sick days for this period of time.
Wage loss benefits will begin on the eighth day after your injury. If you are unable to work for a period of two weeks or longer, wage loss benefits will be recalculated and paid from the date of injury.
Medical Treatment
You are entitled to reasonable and necessary medical care for your work injury. This begins immediately and you do not have to wait to get medical treatment.
You will most likely be sent by your employer to an industrial clinic such as Concentra during the first ten days of medical care. You have the right to choose your own doctor after twenty-eight days from the start of medical care.
Why some insurance companies delay
Some insurance companies drag their feet when they have to pay workmans comp benefits. This is usually because they are investigating your claim and looking for a reason to deny benefits.
You might find yourself in the position of having no income for an extended period of time. Don’t let the insurance company delay your workmans comp benefits.
To speak with one of our workmans comp lawyers, call (855) 221-2667 for a free consultation. There is no fee unless workmans comp benefits are recovered for you.
– Alex Berman is the founder of the law firm. Hes been representing injured and disabled workers exclusively for more than 35 years. Alex has helped countless people obtain workers compensation benefits and never charges a fee to review a case.
Related information:
Injured at work? Advice from a Michigan workers comp lawyer
FAQs about workers compensation to help protect you
– Photo courtesy of Creative Commons, Stefan Baudy.