Hidden challenges of workers’ compensation

What are some of the hidden challenges that claimants on Michigan workers’ compensation experience?

Getting hurt on-the-job is not a pleasant experience. It usually results in missed time from work and there are no guarantees a position will remain available.

Workers’ compensation benefits are extremely limited and nobody gets rich. Pain and suffering is not available.

Stress causes its own set of problems. Relationships with family, friends, and coworkers become strained. Some people find themselves in a deep depression.

We see these problems with our own clients first-hand. Here are some of the hidden challenges of workers’ compensation in Michigan.

Automatic reduction of income

Individuals on workers’ compensation receive 80% of their after-tax average weekly wage. This is about 60% of gross pay. Loss of income can be very difficult for families living paycheck-to-paycheck. If wage loss benefits are later disputed, it can mean financial ruin.

Medical records are an open book

Insurance companies are entitled to review medical records connected to a claim. This often includes personal and embarrassing information. Sometimes medical records that predate injury must be turned over.

Harassed by a private investigator

Investigators are used to perform activity checks and conduct video surveillance. It is not uncommon to have strange vehicles sitting outside a person’s home for long periods of time. Relatives and neighbors may also be contacted. Social medical accounts will be examined for incriminating statements and/or activity.

Discrimination is everywhere

Our experience shows that people on workers’ compensation face discrimination. This is because special interest groups have pushed a false narrative that claimants are just lazy. Friends and family members will question motives. Even some doctors will refuse to accept these patients.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 201-9497 for a free consultation today.

Related information:

Top 5 misconceptions about workers’ compensation in Michigan

Photo courtesy of Creative Commons, by Images_of_Money.

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