Workers’ Comp Future Medical Buyout: What You Need To Know

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You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.

Michigan workers’ comp lawyer discusses future medical buyout and how to get paid.

Workers' Comp Future Medical Buyout: What You Need To Know

We represent individuals who are hurt on-the-job. It does not matter how the workplace accident occurred so long as it arose out of the course and scope of employment. Medical bills are guaranteed to be paid if reasonable and necessary. Here is what everyone should know about a workers’ comp future medical buyout.

About Work Injury Benefits

Treatment for a work-related injury is 100% covered by insurance regardless of fault under the law. Items like ambulance trips, emergency room visits, hospital stays, doctor appointments, prescription medication, durable medical equipment, physical therapy, injections, and surgery should be paid. There is never any copayments or deductibles owed for treatment under work injury law. Mileage and travel expenses should also be reimbursed when appropriate.

Family members can get paid up to 56 hours each week at professional rates for helping with activities of daily living. This includes assistance with moving around, getting dressed, taking medications, wound care, using the bathroom, bathing, and meal preparation. If family members are not available or more than 56 hours is needed, a nurse can be hired. The value of this medical benefit often exceeds weekly wage loss checks so do not leave money on the table.

Home modifications are also something that is covered under work injury law. This includes items like wheelchair ramps, widening doorways, bathroom accessibility, and kitchen remodels. Some of our clients even get new houses because it is a cheaper than modifying their existing living situation. Individuals who own a motor vehicle can get modifications like ramps and hand controls installed.

About Work Injury Settlements

Many of our clients decide that a workers’ comp future medical buyout is their best option. This allows them to trade their treatment for a lump sum cash payment. The amount paid is going to depend upon how much medical treatment is needed. Watch out for insurance companies who underestimate medical treatment using peer review of independent medical examinations. Never accept a low-ball settlement offer without speaking to an experienced work injury lawyer first.

All work-related injury settlements must be approved at a redemption hearing. This is when a magistrate reviews medical evidence and hears testimony on why a workers’ comp future medical buyout is appropriate. There is a 15-day appeal period that must expire before any money is paid out. Settlement disbursement should be outlined on a redemption order.

It is also very important that Medicare’s interest be considered with any workers’ comp future medical buyout. This is a concern anytime someone has an expectation of Medicare eligibility. Examples include when someone is close to age 65 or has applied for Social Security disability benefits (SSDI). This is a complicated legal process and if done incorrectly could jeopardize entitlement to future health insurance. We recommend speaking with an experienced attorney before any settlement or payout is considered.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

Related information:

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Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.