Where Is My Workers’ Comp Check?

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Where is my workers' comp check?

Workers’ comp lawyer answers some of the most common questions about wage loss payments that disabled employees should know.

Getting hurt on-the-job can turn a person’s life upside down. We understand the stress and worry that comes after a workplace accident. Many of the individuals who call our office have no idea about their legal rights. Insurance companies take advantage and play games with workers’ comp benefits. Nothing makes us angrier than when insurance companies abuse good people. Workers’ comp is supposed to protect employees who are disabled. It does not matter who was at fault for the workplace accident. Guaranteed benefits include payment of wage loss benefits. Here are answers to some of the most common questions about the payment of workers’ comp checks that disabled employees should know.

When does workers’ comp start paying?

In Michigan, the workers’ comp insurnance company should start sending wage loss payments approximately 1 week after entitlement begins. According to statistics published by the Workers’ Disability Compensation Agency in its 2022 Pay Lag Report, insurance companies take on average 21 days to commence payment.

Disabled employees must wait for 7 consecutive days before they are entitled to lost wage benefits. The amount paid should equal 80% of their after-tax average weekly wage. This should include overtime, second jobs, and discontinued fringe benefits. Wage loss checks should be sent out by the insurance company approximately 1 week after entitlement begins. According to statistics published by the Workers’ Disability Compensation Agency in its 2022 Pay Lag Report, insurance companies take on average 21 days to commence payment.

How often do my workers’ comp checks come?

Payment of wage loss benefits should be made on a weekly basis. Our experience shows that some insurance companies mail checks every other week or sporadically. Disabled employees often “fall off” the computer system and weekly checks suddenly get delayed or stopped entirely. It is important to speak with an experienced workers’ comp lawyer should this occur.

Are workers’ comp checks mailed?

Michigan law requires workers’ comp settlement checks to be sent via mail. We have seen lump sum payments worth hundreds of thousands of dollars just put into a mailbox. Arrangements can be made if mail service is not reliable at a specific address. There is also a process to setup electronic deposit for weekly wage loss checks.

Are taxes taken out of these checks?

Workers’ comp benefits are income tax free. This means no federal or state deductions will be taken out of weekly checks.

Where can I cash a workers’ comp check?

In Michigan, any bank where the disabled employee has an established account should be able to cash a workers’ comp check. Individuals who do not have a bank account can also go to the issuing bank or use a check cashing business. Watch out for high fees when using a check cashing business and shop around for the best deal.

Can I get my workers’ comp check direct deposited?

In Michigan, electronic delivery is now permitted for checks if a disabled employee gives his or her written consent. Funds must be directly deposited in a financial institution or put on a debit card. We do not recommend electronic delivery because it can be more difficult to resolve minor issues.

Injured at work and have questions about your claim and payment? Call our attorneys now!

To speak with an experienced work injury attorney about your claim and payment, call us now, or fill out our contact form for a free consultation. There is absolutely no cost or obligation. We’re here for you.

Our attorneys have been exclusively helping people injured on the job in Michigan for more than 40 years. Our attorneys can help you better understand work injury laws and what happens after someone has been hurt on the job. To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (844) 316-8033 for a free consultation today.

Related information:

Workers’ Comp Settlement and Retirement: What You Need To Know

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

Related Blog Posts

Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.