Workers’ Comp Foot Injury Settlements: What You Need To Know

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Woker's Comp Foot Injury Settlements: What you need to know

Watch out for these insurance company strategies and low-ball workers’ comp foot injury settlements.

A frequently asked question involves workers’ comp foot injury settlements. Michigan law allows disabled employees to trade workers’ comp benefits for a lump sum cash payment. This money is tax free and can be used for anything including starting a business, finding a new job, or retirement.

Many of our clients use settlement money to get medical treatment and vocational rehabilitation on their own terms. It is an attractive option for disabled employees who want to move on with their lives. We tell our clients to come up with a future plan, so they are ready to move forward when the time is right.

Some of the more difficult cases involve foot/ankle injuries. If a disabled employee has always done physical work, the transition to a sit-down job can be difficult. Even activities of daily living can be hard when a person cannot stand or walk for long periods.

The amount paid will depend upon several important factors. Insurance companies look at future medical and wage loss to calculate how much they need to pay out. Watch out for insurance companies who play games with workers’ comp benefits and make low-ball settlement offers.

The independent medical examination (IME) will be used against you

Insurance companies often use the IME to stop paying medical benefits. These doctors are not independent and make a living testifying against employees hurt on-the-job. It is common for their report to say no additional medical treatment is needed or a condition is no longer work-related. We recommend hiring a lawyer whenever scheduled for an IME to protect your legal rights.

Watch out for post-injury wage earning capacity (PIWEC) assessments

Insurance companies also use PIWEC to say an injured employee is only partially disabled and reduce their weekly checks. Wage loss benefits are supposed to be 80% of their after-tax average weekly wage. The amount of weekly checks directly impacts workers’ comp foot injury settlements. Make sure to challenge any unfair vocational assessment so you can negotiate from a position of strength.

What about light duty job offers?

Employers frequently bring people back to work under light duty. The insurance company does not have to pay weekly checks if this occurs. Watch out for jobs that are more strenuous than allowed by your doctor or simply offered for purposes of harassment. Employers want people to quit their jobs, so they don’t have to pay additional workers’ comp benefits. It is a trap that catches many disabled employees who forfeit their entitlement to lost wages.

What is the average workers’ comp settlement for a foot injury?

In Michigan, there isn’t a specified average amount for a workers’ comp settlement for a foot injury. Statistics published by the Workers’ Disability Compensation Agency show the average for all work-related injury claims in the state was $62,315.56 in 2022. A settlement is based upon future medical needs and wage loss. More is paid when evidence supports continuing disability.

How to increase workers’ comp foot injury settlements?

Workers’ comp foot injury settlements are going to depend upon future medical needs and how long an employee will remain disabled from working. An experienced lawyer can maximize the value of worker’ comp foot injury settlements by developing medical and vocational evidence.

We recommend getting a free telephone consultation before accepting any insurance company offer so money is not left on the table.

Every situation is unique

Please remember that every situation is unique, so it is best to speak with an experienced lawyer before attempting to negotiate with the insurance company. Our experience shows that insurance companies lowball people who do not have a lawyer and try to box people into bad negotiating positions. Do not accept the average settlement amount without understanding your legal rights.

Injured on the job? Call our attorneys now for a free consultation!

If you suffered a foot injury on the job in Michigan and have questions about a workers’ comp settlement, call now to speak with an experienced attorney, or fill out our contact form for a free consultation. There is absolutely no cost or obligation. We’re here for you.

Our attorneys have been exclusively helping injured workers in Michigan for more than 40 years. Our attorneys can help you better understand Michigan laws and what happens after someone has been hurt on the job. To see what our own clients have to say about the caring, compassion, and communication they received from us, you can read in their own words about their experience here on our testimonials page from clients we have helped.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 40 years. Call (855) 221-2667 for a free consultation today.

Related information:

I Was Injured At Work, What Are My Rights?

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

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Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.