What Happens If An Employer Does Not Report An Accident?

Call now for a free consultation
Available 24/7

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Get Help From our Michigan Workers’ Comp Lawyers Today
You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and we pride ourselves on providing you with care, trust, and responsiveness.
What Happens If An Employer Does Not Report An Accident?

Michigan workers’ comp lawyer explains what happens if an employer does not report an accident and how to protect legal rights.

One of the questions we get from our clients is “what happens if and employer does not report an accident? Our attorneys have 100+ years of combined experience handling workers’ comp matters. Dealing with bad employers is something we do on a regular basis and we hate seeing people taken advance of financially. We have seen everything from uninsured employers to fraudulent business activities.

So, what happens if an employer does not report an accident? It is a huge problem that with see daily and it can result in permanent forfeiture of workers’ comp benefits. There are many reasons on why an employer does not report an accident. Below are some common situations that employees need to know about in order to protect their legal rights.

What happens if an employer doesn’t report an accident and refuses to make a workers’ comp claim?

Unfortunately, if an employer happens to not report an accident in Michigan they may also refuse to submit claims under workers’ comp insurance because they are worried about higher premiums or have misrepresented the nature of their businesses and don’t want to get caught. Some have large deductibles and believe they can get away from paying by obstructing innocent employees.

Most businesses in Michigan are required to purchase workers’ comp insurance. It protects employers and employees hurt on-the-job. Available benefits include medical treatment, lost wages, and vocational rehabilitation.

Employees can short-circuit this obstruction by filing their own Employee’s Report of Claim (Form WC-117) with the Workers’ Disability Compensation Agency. Notice will be sent directly to the employer’s insurance company who will then begin investigating.

Company does not have workers’ comp insurance

If an employer does not report an accident in Michigan it may because they don’t have workers’ comp insurance. Employers who fail to purchase workers’ comp insurance lose immunity and can also be sued for their negligence. This allows an additional claim for pain and suffering damages.

Michigan law requires that employers pay for medical treatment and lost wages when an employee gets hurt on-the-job. These are guaranteed benefits regardless of whether the employer has workers’ comp insurance or not. Failure to purchase required workers’ comp insurance is a misdemeanor that can result in both civil and criminal penalties.

Wages paid by company are paid under the table

If an employer happens not to report an accident in Michigan, they might think they are protected by how they classify their employees or because they pages wages under the table.

In many instances, businesses misclassify their employees as independent contractors. Individuals are paid with an IRS Form 1099 regardless of their employment status. Some businesses keep employees off the books and just pay cash under the table. Employers cannot escape paying workers’ comp benefits simply because they broke state or federal law. Make sure to report all income to the IRS and keep tax returns as proof. Speak with a lawyer if benefits are not promptly paid.

Paying cash instead of workers’ comp

Watch out for employers who promise to pay medical and/or wage loss benefits instead of making a claim with their insurance company. These promises are rarely kept long and often come with strings attached. Never lie to a doctor about how the accident occurred because this can be used as evidence against a claim should the matter proceed to court. Workers’ comp is a lifetime benefit that should not be jeopardized for a small cash payment.

Michigan Workers Comp Lawyers never charges a fee to evaluate a potential case. Our law firm has represented injured and disabled workers exclusively for more than 35 years. Call (844) 316-8033 for a free consultation today.

Related information:

10 Questions To Ask A Workers’ Comp Lawyer

Leave a Reply

Your email address will not be published.

Author Bio Jeffrey Kaufman

Author
Jeffrey E. Kaufman
Michigan Workers Comp Attorney

Jeffrey E. Kaufman has extensive experience in workers compensation cases and has recovered millions of dollars in benefits for his clients. He believes all injured workers deserve to be on equal footing with insurance companies and employers, and fights tenaciously so their rights are secured and protected.


“Jeff also helped me with getting my Blue Cross bills paid. I would absolutely recommend him and the whole firm. Jeff and the firm did everything they were supposed to do for me and my case.”
Ricardo Perfetto

Hundreds of 5-Star Reviews

Related Blog Posts

Get Help From our Michigan Workers’ Comp Lawyers Today

You’re not alone. Our Michigan workers’ comp lawyers have been called the best in the state, and our clients love how they’re treated with care, respect, and responsiveness. We will give you the time you need, we will explain your legal rights, and we will always treat you with respect.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Injured? It’s Time to Get Some Answers

Don’t let the insurance adjuster push you around. Request your free consultation today.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our attorneys post regularly about common issues related to workers’ comp, including common injuries, settlement calculations, laws, and more.

Our workers’ compensation and Social Security disability lawyers always put your needs first. Get to know your legal team.