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What is Social Security Disability Insurance?

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Learn How Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) Provide Benefits When You Can’t Work Because of Sickness or Injury

Many people in Michigan are unable to work because of sickness or injury, yet they’re not aware that there is federal financial help available.

The Social Security Administration manages various programs that provide disability benefits to individuals in Michigan who cannot work. Below is information about what help might be available to you.

Social Security Disability Insurance (SSDI)

The first program that you should know about is called Social Security Disability Insurance (SSDI). Eligibility is based upon your past earnings record.

In 2025, you earn one Social Security or Medicare credit for every $1,810 in covered earnings, according to the Social Security Administration.

The amount of credits that you need to qualify will depend upon your age. Generally, if you have worked between five and 10 years, you will be eligible for SSDI.

Supplemental Security Income (SSI)

The second program is called Supplemental Security Income (SSI) and eligibility is based upon financial need. Even if you have never worked, you may still qualify for SSI if certain asset and income restrictions are met.

 Individuals with more than $2,000 in resources will not qualify, according to the Social Security Administration. And couples with more than $3,000 in resources will not qualify, according to the Social Security Administration.

Get help with your Social Security Disability today

Here’s more information on how much Social Security Disability pays.

For free advice on Michigan Social Security Disability today, call us at (844) 317-3187, or fill out our free contact form. There’s no fee or obligation.

Our attorneys have been helping people receive their Social Security Disability benefits for more than 40 years, and we can help you too.

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